A 70-year-old Colorado woman’s devastating eviction has sparked outrage and renewed calls for HOA reform statewide. The story has also underscored the importance of having proper legal and financial safeguards in place—such as our Loveland, CO power of attorney—to help protect individuals who become incapacitated or unable to manage their affairs.
Martha Hummel, a longtime Loveland resident, had lived in her home for over 20 years before receiving a sudden notice of eviction this summer. According to reports, she had set up automatic payments for her homeowners association dues, but when her HOA management company changed, those payments stopped without her knowledge. During the same time, Martha was battling severe depression and health issues that left her homebound and isolated for years.
Unaware that her dues were delinquent, Martha never saw the warning letters sent by the HOA or the sheriff’s office. The Amended Windsong HOA ultimately foreclosed on her home, which was sold at a sheriff’s auction for just over $19,000—far below its market value. An investor purchased the property, and Hummel was soon facing eviction. Her attorney stated that the HOA likely assumed the home was abandoned, given its overgrown exterior and lack of activity.
The HOA’s attorney maintains that all legally required notices were sent and that they empathize with Hummel’s situation, but critics argue the system is unfair. Homeowner advocates say this case highlights how easily vulnerable individuals can lose their homes over small debts and are calling for new legislation to limit HOA foreclosure powers.
Hummel now awaits her day in court to share her side of the story. She insists that if she had known about the missed payments, she would have paid them immediately. Her case is a sobering reminder of how quickly life circumstances can spiral without proper legal protections—particularly for seniors or those with health challenges.
Providing Invaluable Legal Assistance To Those In Need
Stories like this show why having our Loveland power of attorneys in place can make a crucial difference. A power of attorney allows a trusted person—often a family member or close friend—to handle financial or legal matters on your behalf if you become incapacitated or unable to make decisions. Without this safeguard, important responsibilities like paying bills, managing property, or responding to legal notices can fall through the cracks.
For example, a financial power of attorney authorizes someone to handle day-to-day financial matters such as mortgage payments, taxes, and HOA dues. Similarly, a durable power of attorney remains valid even if you become incapacitated, making sure that your affairs continue to be managed seamlessly. In contrast, a medical power of attorney empowers a trusted individual to make healthcare decisions if you cannot communicate them yourself. Some people also choose a limited power of attorney to grant specific authority for a defined time or purpose. If you or someone you love needs help setting up a Loveland power of attorney, we are here to guide you through every step with care and clarity.
We have a 24/7 live call answering service, so feel free to reach out at any time of day or night. Weekdays or weekends, we’re here for you. And since we offer free, no-obligation consultations, you can trust that you’ll get the information you need from trusted legal representatives. Contact W.B. Moore Law today to schedule a consultation and take the first step toward protecting your future and preserving your peace of mind.